Conekta
Online payments: card, cash, and bank transfer in one integration
What it does
Online payment gateway for Mexican businesses covering cards, cash (Conekta Efectivo), SPEI, wallets and BNPL partners, with anti-fraud; claims 14 years in Mexican payments.
Best fit for
Mexican businesses that need one integration for cards, transfers, cash and subscriptions, with fraud tools.
Watch out for
Pricing is commission-based and detailed fees vary by payment method; enterprise pricing is custom.
Confirmed features
Only what the vendor’s own site states. Anything not listed is unconfirmed.
Core features 6/12
- ✓Card paymentsAccepts cards in online payments and checkout.
- ✓Payment linksCreates shareable payment links.
- ✓SPEI transfersSupports transfer payments and SPEI is listed.
- ✓OXXO / cash paymentsOffers Conekta Efectivo and OXXO cash payments.
- ✓Recurring billingRecurring billing for subscriptions and monthly payments.
- ✓Fraud preventionMentions advanced antifraud and real-time fraud decisions.
Mexico fit 3/6
- ✓Prices / billing in MXNPrices are shown in MXN.
- ✓Support in SpanishWebsite and support copy are in Spanish for Mexico.
- ✓OXXO / SPEI / Mexican cardsIntegrates cards, SPEI, cash and BNPL for Mexico.
Platform 2/7
- ✓Web appHas a Panel Conekta dashboard for managing payments.
- ✓Public APIDirect API / API REST integration is listed.
Support 1/7
- ✓Onboarding / implementationOffers technical accompaniment during integration.
Plans & pricing
| Enterprise | Quote | Dedicated support, Customer Success Manager, volume-based rates. |
|---|---|---|
| PyMEs y Nuevos Negocios | MXN 3 one-time · card payment commission from 3.4% + 3.00 MXN | API/Checkout/Plugin/Button/Payment link integration; card, cash and transfer payments. |
Commission-based pricing; exact fees vary by payment type. source ↗
Customers & figures it publishes
“14 years in Mexico”
“$15B USD processed”
“+428M transactions processed”
“+8K merchants”
“+90% of banked Mexicans have paid with Conekta”
As stated on the vendor’s own site; not audited by Sellado.